Terms and Conditions

These terms govern use of this website and any request for insurance information or assistance submitted through it.

Informational Purpose

Website content is provided for general informational purposes. It is not legal, tax, medical or financial advice, and it does not replace the terms, conditions, exclusions or limitations of an insurance policy.

No Coverage or Binding Authority

Submitting a form, requesting a quote or communicating through the website does not create coverage, bind an insurer or guarantee eligibility, pricing or benefits. Coverage becomes effective only when confirmed by the applicable carrier in accordance with its requirements.

Accuracy of Information

You agree to provide accurate and complete information when requesting assistance. Quotes and plan information may change based on carrier rules, eligibility, location, enrollment periods and other factors.

Licensed Services

Insurance services are offered only where Marc Manuel Insurance Solutions and the applicable agent or carrier are authorized to operate. Availability varies by state, county and carrier.

Third-Party Websites

Links to carriers, government enrollment resources, review platforms and other websites are provided for convenience. Those services are controlled by third parties and are subject to their own terms and privacy practices.

Acceptable Use

You may not misuse the website, attempt unauthorized access, interfere with site operation, submit fraudulent information or use automated systems in a manner that harms the site or other users.

Intellectual Property

Website text, graphics, branding and other content are protected by applicable intellectual property laws. Content may not be reproduced or distributed without permission, except as permitted by law.

Disclaimer and Limitation

The website is provided on an as-available basis. To the extent permitted by law, no warranty is made that content will always be complete, current or error-free. Liability for use of the website is limited to the maximum extent permitted by applicable law.

Changes

These terms may be revised as the website, services or legal requirements change. Continued use of the website after publication of revised terms constitutes acceptance of those terms.

Contact

Questions may be sent to marcsmanuel@gmail.com or made by calling 1-800-805-9632.